Strategic Whole Life by Infinite Banking Authorized Practitioners
John Montoya, John D. Perrings
The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The Strategic Whole Life podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!
Categories: Education
Listen to the last episode:
This week, we talked to a real client, Ian King, who has an impressive professional life. Ian works full-time in enterprise tech but is also a business owner and successful real estate investor.
Ian talks about how, by ditching his ego and focusing on capitalizing (Infinite Banking) first rather than rushing to own more real estate "doors," he has become a much more discerning investor.
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EPISODE HIGHLIGHTS:
(03:02) The process of learning IBC
(09:12) 1:1 equity transfer from real estate to whole life
(15:10) Margin call! Learning from mistakes in accessing capital
(22:00) The power to turn down deals because of IBC
(40:55) Addressing common hang-ups with Infinite Banking
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LINKS:
Get in touch: SCHEDULE A CONSULTATION
Online Course: IBC MASTERY
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About Your Hosts:
Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!
John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.
John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.
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Connect with us
Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!
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ONLINE COURSE:
Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.
Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:
Previous episodes
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102 - 102: Ian King's IBC Blueprint: A Real Estate Investor's PerspectiveFri, 19 Apr 2024 - 0h
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101 - 101: IBC 101 - Ten Things You Should Know to Get StartedFri, 05 Apr 2024 - 0h
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100 - 100: Celebrating IBC Success with Real ClientsFri, 29 Mar 2024 - 0h
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99 - 99: Maximizing Tax Benefits: A Primer to Whole Life, ROTH, and BondsSat, 23 Mar 2024 - 0h
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98 - 98: Great Ideas from the 2024 IBC Think TankFri, 15 Mar 2024 - 0h
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97 - 97: The Best Mindset to Start a Whole Life Insurance PolicySat, 09 Mar 2024 - 0h
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96 - 96: IBC Policy Loans vs. Margin LoansFri, 23 Feb 2024 - 0h
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95 - 95: Cash Flow vs. "B.S." Retirement with Walter YoungFri, 16 Feb 2024 - 0h
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94 - 94: Introducing IBC to Your PartnerFri, 09 Feb 2024 - 0h
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93 - 93: Hidden Agenda: When Life Insurance Agents Wear Two HatsFri, 02 Feb 2024 - 0h
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92 - 92: Solving for the Banking Function: A True Financial RevelationSat, 27 Jan 2024 - 0h
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91 - 91: Five Myths Your Financial Advisor BelievesFri, 19 Jan 2024 - 0h
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90 - 90: Why Whole Life Insurance is the Ultimate Cash AssetSat, 13 Jan 2024 - 0h
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89 - 89: The Secret to Why IBC WorksSun, 07 Jan 2024 - 0h
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88 - 88: IBC Insights: The Risks of Overextending Policy LoansFri, 29 Dec 2023 - 0h
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87 - 87: Don't Separate Base Premium and PUA When Buying Whole Life InsuranceFri, 22 Dec 2023 - 0h
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86 - 86: Whole Life Insurance is Not an "Account". It's Better Than That.Sat, 16 Dec 2023 - 0h
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85 - 85: Beyond the Percentage: Understanding Whole Life Insurance DividendsFri, 08 Dec 2023 - 0h
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84 - 84: Beyond Rate of Return: A Strategic Approach to Wealth BuildingFri, 01 Dec 2023 - 0h
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83 - 83: Becoming an IBC Practitioner with Doug MackenzieSat, 25 Nov 2023 - 0h
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82 - 82: Clarifying the Math in Finance with Todd Langford, Creator of Truth ConceptsFri, 17 Nov 2023 - 0h
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81 - 81: IBC First Principles: Mastering the Basics of Privatized Banking, Part 3Fri, 10 Nov 2023 - 0h
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80 - 80: IBC First Principles: Mastering the Basics of Privatized Banking, Part 2Sat, 04 Nov 2023 - 0h
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79 - 079: IBC First Principles: Mastering the Basics of Privatized Banking, Part 1Fri, 27 Oct 2023 - 0h
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78 - 78: Generic Infinite Banking Advice: The Pitfalls of "Hacking" the ProcessFri, 20 Oct 2023 - 0h
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77 - 77: Disability Safeguards and IBC: Waiver of Premium vs. True Disability InsuranceFri, 13 Oct 2023 - 0h
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76 - 76: Conquering FOMO: The Cost of Sidestepping The Infinite Banking ConceptFri, 06 Oct 2023 - 0h
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75 - 75: Turnkey Profits with Infinite BankingSat, 30 Sep 2023 - 0h
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74 - 74: Navigating Policy Loan Interest: The Honest Infinite Banker's GuideFri, 22 Sep 2023 - 0h
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73 - 73: Financial Evolution with Trent Fortner: From Capital Needs to Infinite BankingFri, 15 Sep 2023 - 0h
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72 - 72: Inside Infinite Banking: David Stearns Distinguishes the Authentic from the SuperficialFri, 08 Sep 2023 - 0h
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71 - 71: Finding Your "Why." 9 Reasons You Should Practice IBCFri, 01 Sep 2023 - 0h
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70 - 70: When to Get Started with Infinite BankingFri, 25 Aug 2023 - 0h
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69 - 69: How NOT to Buy Life InsuranceThu, 10 Aug 2023 - 0h
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68 - 68: How Much Life Insurance Can You Have?Tue, 06 Jun 2023 - 0h
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67 - 67: 1035 Exchanges and Infinite BankingSat, 06 May 2023 - 0h
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66 - 66: IBC Principles for Whole Life Insurance PUA RidersMon, 10 Apr 2023 - 0h
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65 - 65: What Problems Does Infinite Banking Solve?Mon, 27 Mar 2023 - 0h
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64 - 64: What is an "IBC Style" Whole Life Insurance Policy?Sun, 19 Mar 2023 - 0h
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63 - 63: Recent Policy Loan Rate IncreasesFri, 10 Mar 2023 - 0h
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62 - 62: Life Insurance is Not an Investment. Here's Why That's Important.Sat, 04 Mar 2023 - 0h
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61 - 61: Capital, Banking, and The IBC Grocery Store AnalogyFri, 24 Feb 2023 - 0h
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60 - 60: Showdown: Short Pay vs. Long Pay Whole Life PoliciesFri, 17 Feb 2023 - 0h
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59 - 59: The Life Insurance Application ProcessWed, 01 Feb 2023 - 0h
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58 - 58: Multiple Whole Life Policies for IBCFri, 06 Jan 2023 - 0h
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57 - 57: The Incredible Tax Efficiency of IBCTue, 20 Dec 2022 - 0h
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56 - 56: The Catch Up Provision of a Whole Life Insurance PolicySat, 12 Nov 2022 - 0h
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55 - 55: IBC, HSAs, Health, and the Freedom to HealWed, 26 Oct 2022 - 0h
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54 - 54: Do the Financial Rules Still Apply?Tue, 20 Sep 2022 - 0h
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53 - 53: IBC and the Financial Art of WarFri, 19 Aug 2022 - 0h
