Beyond Finances

Eric Roberge, CFP & Beyond Your Hammock

Beyond Finances provides motivated professionals with young families with new ideas and perspectives on how to use money and strategic financial planning to get more of what you want from life. Each episode features real, direct, and nuanced conversations about the challenge of planning for the long-term - while we live in the here and now. The podcast seeks to go beyond basic financial advice, rules of thumb, and spreadsheet math to help listeners think more deeply and clearly about how to optimize personal finances while also fully experiencing what matters most along the way. Hosted by Eric Roberge, CFP, a fee-only financial advisor who helps his clients take advantage of opportunities while minimizing risk, Beyond Finances aims to translate the theory of advice into the actual practice of using money as a tool to build wealth while enjoying life now. Eric founded Beyond Your Hammock, a wealth management firm based in Boston MA but serving clients virtually with the goal of giving motivated professionals a strategic approach to building wealth that considers all aspects of life, not just finances - one that allows clients to live well today while still planning responsibly for the future. The show is co-hosted by Kali Roberge, who runs operations and marketing for Beyond Your Hammock - and is also Eric's business partner and spouse. Their open, authentic, and vulnerable conversations help listeners see both what's possible when you know how to leverage your resources of time, energy, and money to build wealth - but also what tough decisions, tradeoffs, and challenges working couples with young families might face along the way. There are a lot of options for growing and securing wealth - but the only possibility that matters is the one that actually works for you. If you're tired of black and white advice, join us for conversations about financial planning and wealth building that actually dig into the nuance of creating your own unique path to financial success. Ready to go beyond the podcast? You can reach out to Beyond Your Hammock at team@beyondyourhammock.com or go to BeyondYourHammock.com/Schedule to request a complimentary consultation complete with personalized one-page financial plan.

Categories: Business

Listen to the last episode:

How kids change you can be delightfully surprising. But they'll change your financial plan, too, in ways that might be challenging if you don't know how to adjust.

In what is probably news to no one, things change when you have kids.

You know your responsibilities will shift. Your schedule will probably get upended. The smaller your children are, the less personal freedom you may have.

How you experience all this, however, is unknowable.

The process itself alters who you are now, and how you perceive and react to your life with kids in ways that you could not have even imagined when you were childfree.

If you yourself are changed, you can expect your financial plan will need some adjustments too!

You’re going to have new goals. Your regular, ongoing expenses increase. You’re financially responsible for more; more can go wrong simply because there are more variables in the form of another human being in your life that you must care for and protect.

We dig into all this and more in this episode, where we share:

The trickiest part of transformative experiences on our lives
Our suggestion for solving the "wild problems" we all encounter (from the decision to have kids to any other major life choice or transition)
How having a child changed each of us personally
Updates you might need to make to your goals or priorities after having children
The impacts kids can make on your present-day cash flow as well as your long-term financial objectives
What strategies might need to shift within your financial plan to accomodate a growing family
Why saving what you can when you can is so critical
What you need to consider if generational wealth is important to you